Delegated
Authority.
Our Approach
Complex risks.Considered cover.
Delegated Authority platforms require brokers who understand underwriting governance, carrier expectations and the operational realities of managing delegated portfolios.
We support new and established MGAs in obtaining capacity across emerging, niche and traditional insurance classes. We ensure underwriting strategy, distribution, rating methodology and oversight frameworks align with carrier appetite and governance requirements, with deep technical insight and data-driven performance analysis supporting secure placements.
Expertise
We can help with
Multi-Line Capacity
Securing capacity across Property, Casualty, Professional Lines, Cyber and Specialty – designed for delegated structures from day one.
Structures & Frameworks
Designing delegated structures and rating frameworks aligned to carrier appetite and governance – ensuring sustainable capacity relationships.
Compliance & Audit
Establishing compliance, bordereaux, audit and governance protocols that satisfy carrier expectations and regulatory requirements.
Performance Analysis
Reviewing performance data and loss trends to inform renewal negotiations and improve economics across your delegated portfolio.
Contact
James Furlonge
Principal Broking
jamesf@lumenspecialty.comSpecializing in delegated authority capacity placement and MGA support, James works with new and established managing general agents across multiple lines to structure sustainable delegation relationships. With deep expertise in underwriting governance and carrier expectations, James helps MGAs navigate complex placements and align their operational frameworks with carrier requirements.