Insuring a
brighter Future
A specialist independent broker and consultant, combining broking, claims and technical advisory as a unique, single product.
Overview
Expertise You Can Trust. The Independence You Deserve.
Lumen is an employee-owned, specialist independent insurance broker dedicated to empowering clients with intelligent, considered risk solutions.
We combine broking, claims, risk advisory and deep technical expertise into one unified offering, delivering a holistic, client-centred approach designed around your business, not the market.
Our senior team collaborates with you from policy inception through to renewal. We take the time to understand your operations in depth, building long-term relationships that strengthen year after year. The result is optimised insurance coverage, tailored claims strategies and a higher level of personal service.
A holistic and unique approach
Why Lumen
Our focus is on technical capability, market strength & intelligence.
Specialist Focus
Deep sector expertise in professional and financial services, tailored coverage for the risks that matter to your business.
Intelligence-Led Approach
Claims data analysis and technical market knowledge inform how we broke each risk to ensure the best possible outcome for each account.
Unique insurer relationships
We leverage our trusted, robust insurer relationships with A rated insurers in the UK, including Lloyd’s, the EU, US and Bermuda to place risks.
Leading Data Analytics
Continuous market monitoring and transparent analytics inform every strategic risk decision, giving you a genuine information advantage.
Holistic & Unique Approach
Broking, risk advisory and claims delivered as one integrated product: a single, considered offering built around your risk, not the market.
Principal-led risks
Business is handled end-to-end by the principals, building strong, long-standing partnerships from policy inception to renewal.
Proof of Reach
YOUR MARKET SPECIALIST
A dedicated team highly knowledgeable in A&E, environmental, law firms, accountants, cyber and miscellaneous with experience of providing informed, creative risk solutions for: