Cyber &
Technology.
Our Approach
Complex risks.Considered cover.
Cyber and technology risk is now a business-critical exposure for firms of every size – complex, high-severity, and shaped by regulation, supply chains and incident response.
We design programmes built around your operational environment, technology footprint and business resilience requirements. We address a comprehensive spectrum of digital risk from system failure and service outage through data privacy obligations and cyber-enabled financial crime – coordinated with incident response planning that activates when incidents occur.
Expertise
We can help with
Cyber Liability
Ransomware, data breach, privacy liability and regulatory defence across jurisdictions.
Technology Errors & Omissions
Tech E&O cover for digital service providers, software businesses and technology-enabled services.
Funds Transfer Fraud & Social Engineering
Protection against cyber-enabled crime, impersonation and payment diversion attacks.
Contact
Josh Allen
Cyber & Technology Lead
josha@lumenspecialty.comJosh specializes in cyber and technology risk management for professional services and digital-first firms. With deep expertise in incident response, business continuity, and emerging tech exposures, Josh helps firms build resilient insurance programmes that address operational readiness alongside traditional coverage.