Architects &
Engineers.
Our Approach
Complex risks.Considered cover.
Design practices navigate constant evolution – emerging technologies, changing contract structures, project-specific exposures, and evolving site-specific liabilities require insurance programmes that adapt with your practice.
We understand the unique complexities of design-led practices – from traditional professional exposures through emerging technology risks and site-specific liabilities. Our approach coordinates cross-class solutions spanning Cyber, Technology E&O and Environmental, structured around how you actually operate, not how the market assumes you do.
Expertise
We can help with
Professional Liability
Tailored wordings for design-led practices, specialist consultants and project delivery teams.
Technology Errors & Omissions
Tech E&O cover for digitally integrated design workflows, BIM and model-based delivery.
Cyber Insurance
Privacy, ransomware, data protection and incident response cover for design practices.
Project & Owner Project Policies
Programme cover for named projects, owner-led procurement and project-specific exposures.
Environmental
Protection against pollution and environmental liabilities arising from design decisions, site-specific and non-site specific exposures and evolving project risks.
Contact
James Furlonge
Architects & Engineers Lead
jamesf@lumenspecialty.comJames specializes in professional liability and technical risk for design-led practices. With expertise in project-specific exposures, environmental liability, and emerging technology risks, James works with architects and engineers to deliver integrated insurance solutions that evolve with their practice.